Staying Protected in Florida When Purchasing a Home

Making the decision to purchase a home is one of life’s most important events. Once you’ve chosen the home of your dreams, you then face the prospect of moving, getting used to the new neighborhood, and settling in. There’s a lot of stress and excitement involved, and you’ll have a lot on your mind. However, the often complex details of the home purchase transaction can require a level of attention that you may not be prepared to give. That’s why it’s a great idea to hire an experienced Florida real estate lawyer to accompany you on your home-buying journey.

Working With a Lender

Every home that has a mortgage also has a lender, and working with this lender can be complicated. A federal law called the Real Estate Settlement Procedures Act ensures that any home buyer may hire a lawyer to help clarify issues that surround a mortgage when buying a home. Homebuyers must also deal with the title insurance company, which is an independent entity whose job it is to determine whether a seller actually has the legal right to sell a property. In order to uncover any possible legal issues that may exist further down the road from the transfer of a property, it is wise for the buyer to ask for the advice of a skilled Florida real estate lawyer.

The Closing

The closing process of a home purchase is the final hoop through which the buyer must jump before s/he becomes the owner of the home. There are many documents involved in a real estate closing including the purchase and sale contract, a transfer deed, and a closing statement revealing all costs that are related to the sale of the property. A Florida real estate lawyer can thoroughly evaluate all of these documents for you at the closing to make sure that you are protected from any legal complications that may arise in the future. You can then go forward with your purchase with the confidence you need to start a life in your new home.

Call to Schedule a Free Consultation With a Florida Real Estate Lawyer Today

If you are considering the purchase of a home of your own, call to schedule a free consultation with a Florida real estate lawyer today. The law firm of Smith/Barbara is dedicated to ensuring that your home purchase goes smoothly and that you are legally protected during the entire process and for the future as well. Please give us a call at (904) 310 – 5133 and let our friendly staff answer any questions you may have.